New Brunswick Income Tax Calculator (2026)

Enter your income and any RRSP or FHSA deductions to estimate your 2026 federal and New Brunswick income tax, and add the tax already taken off your pay to see your refund or balance. Results use the exact 2026 New Brunswick brackets and credits and show every step of the math.

Your income
$
Before tax, as on your T4 (box 14)
$
T4 box 22; leave 0 to see total tax only
Your deductions
$
Each extra $1,000 changes your result by $345
$
More options
Your income
$
$
$
Side business, contracting, after expenses
$
Interest, EI, pension, RRSP withdrawals, rent
$
Profit on stocks, crypto, property sold (not your home)
$
Canadian public companies, ETFs (T5 box 24)
$
From a small business (T5 box 10)
$
T4 box 16 + 17; finds overpayments
$
T4 box 18
Your income tax for 2026 (federal + New Brunswick)$14,528.6919.4% of your $75,000. Enter the tax already taken off your pay to see your refund or balance.
You keep $55,102Federal tax $8,259New Brunswick tax $6,270CPP and EI $5,370
Total income$75,000.00
Enhanced CPP deduction− $727.00
Taxable income$74,273.00
Federal tax$8,258.60
New Brunswick tax$6,270.09
Total income tax$14,528.69
Marginal tax rate33.1%
Average tax rate19.4%
What happens next. File by April 30, 2027. NETFILE refunds usually arrive in about two weeks; paper returns take up to eight. Owing more than $3,000 means the CRA will ask for quarterly instalments next year.

The 2026 low-income tax reduction thresholds had not been published by the province at verification, so the reduction is not modelled at filing either.

The math, with T1 line numbers

Line 15000 total income $75,000.00 (grossed-up dividends count at 138% / 115%; only 50% of gains). Line 23600 net income after RRSP, FHSA and CPP deductions. Line 26000 taxable income $74,273.00.

Federal (line 42000): tax through the brackets $11,421.97; credits at 14% on Basic personal amount $16,452.00, Canada employment amount $1,501.00, CPP base contributions $3,519.45, EI premiums $1,123.07 = $3,163.37 → $8,258.60.

New Brunswick (line 42800): brackets $7,990.90; credits $1,720.81 → $6,270.09.

Single filer claiming the basic personal amount, Canada employment amount and CPP/EI credits. Not included: spouse, dependants, tuition, medical, donations, childcare, moving expenses, the Canada Workers Benefit and the age amount. Capital losses and depreciation recapture are not modelled.

Income tax in New Brunswick by income, 2026

IncomeFederal taxNew Brunswick taxTotalAverageMarginal
$30,000$1,397$1,341$2,7399.1%21.6%
$45,000$3,338$2,645$5,98313.3%21.6%
$60,000$5,338$4,274$9,61316.0%32.6%
$80,000$9,243$6,942$16,18520.2%33.1%
$100,000$13,302$9,714$23,01623.0%34.5%
$150,000$25,302$17,598$42,90028.6%42.0%
$200,000$38,877$25,774$64,65032.3%48.8%

Employment income, single filer, basic credits only. See the main income tax estimator for how the calculation works and what is not included, and the New Brunswick tax brackets page for the full tables.

Low-income tax reduction is claimed on the tax return, not through payroll, and is not modelled. The 2026 low-income tax reduction thresholds had not been published by the province at verification, so the reduction is not modelled at filing either.

Other provinces and territories

AlbertaBritish ColumbiaManitobaNewfoundland and LabradorNorthwest TerritoriesNova ScotiaNunavutOntarioPrince Edward IslandQuebecSaskatchewanYukon

How to file, and how to get the refund faster

Filing is free for almost everyone, and a return filed by April 30 starts every benefit for the year.

  1. NETFILE-certified tax software (many are free) ↗
  2. Free tax clinics ↗
  3. CRA My Account ↗
  4. Form T1213, request to reduce tax deductions at source ↗
Common questions

Frequently asked questions

How much income tax do I pay on $80,000 in New Brunswick?
About $16,185 in 2026 for an employee with the basic credits: $9,243 federal and $6,942 New Brunswick. That is an average rate of 20.2%; the marginal rate on the next dollar is 33.1%.
When is the 2026 New Brunswick tax return due?
April 30, 2027; the New Brunswick return is part of the federal return filed with the CRA. Self-employed people have until June 15, but any balance is due April 30.
What is the New Brunswick basic personal amount?
$13,664 for 2026. It is a non-refundable credit valued at 9.40%, so it is worth $1,284 of New Brunswick tax.
Which credits does this calculator include in New Brunswick?
The basic personal amount, Canada employment amount, CPP and EI credits, RRSP and FHSA deductions. Spouse, dependant, tuition, medical and donation credits are not included.
Full guide: how it works, a worked example, every rule and every source Read the guide →
Sources

Sources

Every figure on this page comes from one of these primary sources. Data last verified .

  1. CRA T4127 Payroll Deductions Formulas, 122nd Edition, effective January 1, 2026 (Rev. 26/05)
  2. CRA – CPP contribution rates, maximums and exemptions
  3. CRA – Second additional CPP (CPP2) contribution rates and maximums
  4. ESDC – EI maternity and parental benefits: how much you could receive
  5. CRA – EI premium rates and maximums
  6. CRA – Indexation adjustment for personal income tax and benefit amounts
  7. CRA, Canadian income tax rates for individuals, current and previous years
  8. Government of Alberta, Personal income tax
  9. Government of British Columbia, Personal income tax rates (2026)
  10. Government of British Columbia, B.C. tax reduction credit
  11. CRA, T4127 Payroll Deductions Formulas, 123rd edition (July 1, 2026)
  12. Manitoba Finance, Personal income taxes
  13. CRA, T4032 Payroll Deductions Tables, New Brunswick (January 2026)
  14. Government of New Brunswick, Personal income tax
  15. Newfoundland and Labrador Department of Finance, Personal income tax
  16. Newfoundland and Labrador, Bill 16 (2026), An Act to Amend the Income Tax Act, 2000
  17. Nova Scotia Finance and Treasury Board, Personal income tax indexation update for 2026
  18. Nova Scotia Income Tax Act (consolidated), s. 35 low income tax reduction
  19. CRA, T4032 Payroll Deductions Tables, Northwest Territories (January 2026)
  20. Government of Nunavut, January 2026 Tax Rate Sheet
  21. CRA, T4032 Payroll Deductions Tables, Nunavut (January 2026)
  22. Ontario Ministry of Finance, Personal income tax rates and credits (2026 dataset)
  23. Prince Edward Island Income Tax Act (consolidated 2026)
  24. Revenu Québec, TP-1015.F-V (2026-01) Formulas to Calculate Source Deductions and Contributions
  25. Retraite Québec, Québec Pension Plan Figures 2026
  26. Gouvernement du Québec (Québec.ca), Taux de cotisations au Régime québécois d'assurance parentale (RQAP) — page updated 19 March 2026
  27. Ministère des Finances du Québec, Parameters of the Personal Income Tax System for 2026 (November 2025)
  28. Government of Saskatchewan, Personal income tax
  29. CRA, T4032 Payroll Deductions Tables, Yukon (January 2026)
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Data verified for tax year 2026: Updated By Nishant Malik, founder of GlassLayer