Terms of use

Last updated 7 September 2026

Information, not advice

The calculators and explanations on GlassLayer are provided for general information about Canadian personal finance. They are not financial, tax, legal, accounting or mortgage advice, and no professional relationship is created by using them. Results depend on the inputs you provide and on simplifying assumptions described on each page.

Accuracy

We work hard to keep figures correct and current, and we document our sources and methods. We still cannot guarantee that every figure is accurate, complete or up to date for your circumstances, and we are not liable for decisions made in reliance on the site.

Use

You may use the site for personal, non-commercial purposes and link to any page. You may not scrape the site to build a competing product, remove attribution, or present our content as your own. Quoting with attribution is welcome.

Changes

We may change the site or these terms at any time. Continued use after a change means you accept it. These terms are governed by the laws of Canada and the province in which we operate.

Questions: [email protected].