OAS and GIS payments, October to December 2026
From October to December 2026 Old Age Security pays up to $762.50 a month at 65 to 74 and $838.75 at 75 and over. The Guaranteed Income Supplement adds up to $1,138.90 for a single senior with a low income. The payments arrive on October 28, 2026, November 26, 2026 and December 22, 2026.
Every amount for October to December 2026
| Benefit | Most a month | Income must be under | Income counted |
|---|---|---|---|
| OAS, age 65 to 74 | $762.50 | $152,062 | Individual net income |
| OAS, age 75 and over | $838.75 | $157,923 | Individual net income |
| GIS, single, widowed or divorced | $1,138.90 | $23,112 | Individual income |
| GIS, spouse receives full OAS | $685.56 | $30,528 | Combined income |
| GIS, spouse receives the Allowance | $685.56 | $42,768 | Combined income |
| GIS, spouse receives no OAS or Allowance | $1,138.90 | $55,392 | Combined income |
| Allowance | $1,448.06 | $42,768 | Combined income |
| Allowance for the Survivor | $1,726.18 | $31,152 | Individual income |
These are maximums. OAS is reduced for fewer than 40 years in Canada after 18, and the GIS and Allowance fall as income rises. The 65 to 74 amount rose 1.4% from $751.97 in July to September.
Payment dates
| Month | OAS and CPP paid on |
|---|---|
| October | October 28, 2026 |
| November | November 26, 2026 |
| December | December 22, 2026 |
Every other federal benefit date for the same months is on benefit payment dates.
Work out your own
- The OAS clawback calculator shows how much OAS you keep at your income, and what deferring to 70 adds.
- The CPP and OAS planner puts both pensions together by the age you start each one.
- The pension splitting calculator shows whether moving income to a spouse keeps you under the clawback.
Frequently asked questions
- How much is OAS for October to December 2026?
- Up to $762.50 a month if you are 65 to 74, and up to $838.75 if you are 75 or older. That is the full pension for someone with 40 years in Canada after age 18. Less residence means a partial pension.
- When is the OAS payment in October 2026?
- October 28, 2026. The next two are November 26, 2026 and December 22, 2026. OAS and CPP are paid on the same day.
- How much is the GIS for a single senior?
- Up to $1,138.90 a month on top of OAS, for a single, widowed or divorced senior with income under $23,112. The amount falls as your income, not counting OAS, rises.
- Why did OAS go up in October?
- OAS is adjusted every three months for inflation. The 65 to 74 maximum went from $751.97 in July to September to $762.50, a rise of 1.4%.
- At what income do I lose OAS?
- The 15% recovery tax takes back OAS as income rises, and the full pension is gone at an income of about $152,062 for ages 65 to 74 and $157,923 for 75 and over. The OAS clawback calculator shows what you keep at your income.
Sources
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