Montreal Property Tax Calculator 2026: 0.702% Rate
Montreal's 2026 residential rate is 0.7019% of assessed value, about $5,861 a year on the $835,000 benchmark home. Enter the value from your assessment notice to see your own bill for the year and the month, where Montreal sits among the 20 Quebec cities here, and who sets the value you are taxed on.
How the rate for Montreal is built. Municipal ad valorem levies 0.6229% (general rate plus debt, transit and water levies where billed on value) plus Quebec school tax 0.07899% (2026-27). Applies to the municipal assessment roll, which can lag market value.
| What the bill usually adds or leaves out | |
|---|---|
| Flat charges for water, sewer, garbage or stormwater, where the city bills them separately | not included |
| Local improvement charges and business improvement area levies | not included |
| Provincial or municipal homeowner grants and seniors' deferrals that lower the bill | not included |
| A change in the assessment when the roll is updated or the home is sold | not modelled |
Show the math
Annual tax = assessed value × total residential rate. The rate is the sum of the municipal levy, the provincial or school education levy and any regional, transit or library levy that is charged on value, exactly as the city publishes it for 2026. Cities that publish mill rates (per $1,000) or rates per $100 of assessment are converted to a percentage. The assessed value comes from your province's assessment body, which is not the market value: Ontario still uses January 1, 2016 values, BC uses July 1 of the previous year, Alberta July 1 of the previous year, Quebec a three-year roll. The ranking compares the rates published by the 20 Quebec municipalities in our data, not every municipality in the province.
What property tax costs on a typical Montreal home
Montreal's benchmark home price is $835,000 (2026-Q2). If the assessment matched that price, the tax would be $5,861 a year, $488.40 a month. With 10% down at 4.5% over 25 years, the mortgage on that home is $4,288.29 a month, so with heat and insurance the cost of owning it is about $5,027 a month. Property tax is 10% of that, a small part of the monthly cost, because the mortgage dominates at this price.
Against rent, the tax alone is 36% of the $1,346 average two-bedroom apartment rent in Montreal. The rent vs buy page for Montreal runs the whole comparison, and the mortgage page shows the income needed to qualify.
Property tax in Montreal by assessed value
At the 2026 residential rate of 0.7019%.
| Assessed value | Tax per year | Per month |
|---|---|---|
| $400,000 | $2,808 | $233.96 |
| $600,000 | $4,211 | $350.95 |
| $800,000 | $5,615 | $467.93 |
| $1,000,000 | $7,019 | $584.91 |
Who sets the assessed value in Montreal
The value on your notice comes from the municipality, on a roll it publishes every three years, a three-year roll. For 2026 it reflects July 1, eighteen months before the roll takes effect. Values jump when a new roll starts and then stay flat for three years, which is why the rate often drops in a new-roll year. The welcome tax on a purchase is separate from this annual tax. Montreal sets only the rate, when council passes the budget.
How the rate for Montreal is built
Municipal ad valorem levies 0.6229% (general rate plus debt, transit and water levies where billed on value) plus Quebec school tax 0.07899% (2026-27). Applies to the municipal assessment roll, which can lag market value.
How Montreal compares in Quebec
Montreal is 10th of 20 Quebec cities, in the middle of the range. A $600,000 assessment costs $4,211 a year, against $2,376 in Mirabel and $6,586 in Shawinigan. The rate is closer to the bottom of that range than the top.
| Cities near Montreal's rate | Rank | Rate | Tax on $600,000 |
|---|---|---|---|
| Granby | 6 of 20 | 0.638% | $3,829 |
| Repentigny | 7 of 20 | 0.653% | $3,917 |
| Saint-Jean-sur-Richelieu | 8 of 20 | 0.654% | $3,926 |
| Laval | 9 of 20 | 0.670% | $4,019 |
| Montreal | 10 of 20 | 0.702% | $4,211 |
| Drummondville | 11 of 20 | 0.713% | $4,278 |
| Lévis | 12 of 20 | 0.715% | $4,291 |
| Terrebonne | 13 of 20 | 0.768% | $4,609 |
| Sherbrooke | 14 of 20 | 0.772% | $4,634 |
All 20 Quebec cities, ranked, are on the main property tax page and in the calculator above.
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See the main property tax page for how the calculation works and every city in the data, or the mortgage payment calculator to add the tax to a monthly housing cost.
Common questions
Frequently asked questions
- What is the property tax rate in Montreal?
- 0.7019% of assessed value for residential property in 2026, including the education portion. Municipal ad valorem levies 0.6229% (general rate plus debt, transit and water levies where billed on value) plus Quebec school tax 0.07899% (2026-27).
- How much is property tax on a typical home in Montreal?
- Montreal's benchmark home price is $835,000. At the 2026 rate the tax on that value is about $5,861 a year, $488.40 a month. Your assessment is usually not the same as the price, so check the value on your notice and enter that instead. In Quebec it is set by the municipality, on a roll it publishes every three years as of July 1, eighteen months before the roll takes effect.
- Who decides the assessed value of my home in Montreal?
- The municipality, on a roll it publishes every three years, a three-year roll. The 2026 value is based on July 1, eighteen months before the roll takes effect. Values jump when a new roll starts and then stay flat for three years, which is why the rate often drops in a new-roll year. The welcome tax on a purchase is separate from this annual tax. The city sets the rate, not the value, when it passes its budget.
- Is property tax high in Montreal?
- By rate it is the 10th lowest of the 20 Quebec cities in our data. On a $600,000 assessment the bill is $4,211, between $2,376 in Mirabel and $6,586 in Shawinigan.
Sources
Sources
Every figure on this page comes from one of these primary sources. Data last verified .
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