Hamilton Land Transfer Tax Calculator (2026)
Enter your purchase price to see the land transfer tax due at closing on a home in Hamilton at Ontario rates. First-time buyer rebates are applied. The calculator starts from Hamilton's benchmark price of $730,000. The table below shows the tax at other prices.
| Ontario land transfer tax | $11,075.00 |
| Due at closing | $11,075.00 |
| Legal fees and disbursements | $1,500.00 |
| Title insurance | $400.00 |
| Home inspection | $500.00 |
| Adjustments (prepaid tax, utilities) | $1,000.00 |
| Sales tax on the CMHC premium | $1,629.36 |
| Total closing costs | $16,104.36 |
The tax, bracket by bracket
| Ontario: part of the price | Rate | Tax |
|---|---|---|
| $0 to $55,000 | 0.5% | $275.00 |
| $55,000 to $250,000 | 1.0% | $1,950.00 |
| $250,000 to $400,000 | 1.5% | $2,250.00 |
| $400,000 to $2,000,000 | 2.0% | $6,600.00 |
| Total | $11,075.00 |
Show the math
Ontario: 0.5% up to $55,000, 1.0% from $55,000 to $250,000, 1.5% from $250,000 to $400,000, 2.0% from $400,000 to $2,000,000, 2.5% above $2,000,000. First-time buyers get up to $4,000 back. Other closing costs are estimates. Your lawyer's statement of adjustments gives the final figures. Not included: GST/HST on new builds (rebates apply), non-resident speculation taxes, and property-tax adjustments beyond the allowance.
Land transfer tax in Hamilton at common prices
| Price | Due at closing | First-time buyer, net |
|---|---|---|
| $400,000 | $4,475.00 | $475.00 |
| $600,000 | $8,475.00 | $4,475.00 |
| $800,000 | $12,475.00 | $8,475.00 |
| $1,000,000 | $16,475.00 | $12,475.00 |
| $1,500,000 | $26,475.00 | $22,475.00 |
See the main land transfer tax page for each province's rules and sources.
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Other cities
TorontoVancouverCalgaryEdmontonOttawaMontrealWinnipegHalifaxQuebec CityKitchener-WaterlooVictoriaSaskatoonReginaLondon
How to claim the first-time buyer rebate
The rebate is applied on the transfer at closing, so tell your lawyer before closing day. Late claims are possible but slower.
- At closingOntario land transfer tax refund for first-time buyers ↗
- At closingToronto municipal land transfer tax rebate ↗
- At closingBC first-time home buyers’ program ↗
- At closingPEI first-time home buyers’ exemption ↗
- Next tax returnQuebec refundable tax credit for access to homeownership (Information Bulletin 2026-2) ↗
Common questions
Frequently asked questions
- How much is land transfer tax in Hamilton?
- $11,075 on a $730,000 home in 2026: Ontario land transfer tax $11,075. Hamilton uses the Ontario rates with no separate municipal tax.
- Do first-time buyers in Hamilton get a rebate?
- Yes. On the benchmark price the relief is $4,000: Ontario first-time buyer refund $4,000.
- When is land transfer tax paid in Hamilton?
- On the closing date, through your lawyer or notary, together with legal fees and any sales tax on a CMHC premium. It cannot be added to the mortgage.
What changed in 2025 and 2026
- Every first-time home buyer program in Canada for 2026, stackedThe GST rebate, FHSA, Home Buyers' Plan, $1,400 credit, 30-year mortgages and provincial land transfer relief for first-time buyers in 2026, stacked.
- Foreign Buyer Rules in Canada to 2027The federal foreign buyer ban runs to January 1, 2027. Ontario's 25% tax, Toronto's 10%, BC's 20% and Nova Scotia's 10% apply either way. Who is exempt.
- Ontario's $130,000 new-home HST rebate: who gets it, when, and howSign between April 1, 2026 and March 31, 2027 and Ontario removes the full 13% HST on a new home up to $1 million. The rules, phase-outs and how to claim.
- The Underused Housing Tax Has EndedNo UHT return or payment is needed for 2025 and later years. Returns for 2022 to 2024 are still owed, with penalties. Who was affected and what to do now.
Sources
Sources
Every figure on this page comes from one of these primary sources. Data last verified .
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