Quebec City Land Transfer Tax Calculator (2026)
Enter your purchase price to get the land transfer tax due at closing on a home in Quebec City, using Quebec City's municipal rates on top of Quebec's, with every first-time buyer rebate applied. The calculator starts from Quebec City's benchmark price of $460,000 and shows the tax at other prices below.
| Quebec City transfer duties (welcome tax) | $5,010.50 |
| Due at closing | $5,010.50 |
| Legal fees and disbursements | $1,500.00 |
| Title insurance | $400.00 |
| Home inspection | $500.00 |
| Adjustments (prepaid tax, utilities) | $1,000.00 |
| Sales tax on the CMHC premium | $1,155.06 |
| Total closing costs | $9,565.56 |
How the tax is calculated, bracket by bracket
| Quebec City: portion of price | Rate | Tax |
|---|---|---|
| $0 to $62,900 | 0.5% | $314.50 |
| $62,900 to $315,000 | 1.0% | $2,521.00 |
| $315,000 to $500,000 | 1.5% | $2,175.00 |
| Total | $5,010.50 |
Show the math
Quebec transfer duties ("welcome tax") on marginal brackets set by each municipality; the first-home tax credit (up to $5,875) is refundable and claimed on your Quebec return, reduced above $750,000 and nil at $1,000,000. Other closing costs are estimates; your lawyer's statement of adjustments gives the exact figures. Not included: GST/HST on new builds (rebates apply), non-resident speculation taxes, and property-tax adjustments beyond the allowance.
Land transfer tax in Quebec City at common prices
| Price | Due at closing | First-time buyer, net |
|---|---|---|
| $400,000 | $4,110.50 | $0.00 |
| $600,000 | $8,110.50 | $2,332.87 |
| $800,000 | $13,360.50 | $8,660.50 |
| $1,000,000 | $19,360.50 | $19,360.50 |
| $1,500,000 | $34,360.50 | $34,360.50 |
See the main land transfer tax page for every province's rules and sources.
Other cities
TorontoVancouverCalgaryEdmontonOttawaMontrealWinnipegHalifaxHamiltonKitchener-WaterlooVictoriaSaskatoonReginaLondon
How to claim the first-time buyer rebate
The rebate is applied on the transfer at closing, so tell your lawyer before closing day. Late claims are possible but slower.
- At closingOntario land transfer tax refund for first-time buyers ↗
- At closingToronto municipal land transfer tax rebate ↗
- At closingBC first-time home buyers’ program ↗
- At closingPEI first-time home buyers’ exemption ↗
- Next tax returnQuebec refundable tax credit for access to homeownership (Information Bulletin 2026-2) ↗
Common questions
Frequently asked questions
- How much is land transfer tax in Quebec City?
- $5,011 on a $460,000 home in 2026: Quebec City transfer duties (welcome tax) $5,011. Quebec City applies its own municipal schedule.
- Do first-time buyers in Quebec City get a rebate?
- Yes. On the benchmark price the relief is $5,003: Quebec first-home tax credit (claimed on your tax return) $5,003.
- When is land transfer tax paid in Quebec City?
- Quebec municipalities bill the welcome tax a few weeks to months after the deed is registered, so it is paid after closing, not at the notary.
What changed in 2025 and 2026
- Every first-time home buyer program in Canada for 2026, stackedThe GST rebate, FHSA, the $60,000 Home Buyers' Plan, the $1,400 tax credit, 30-year mortgages, the $1.5 million insured cap, and each province's land transfer relief, with what each is worth.
- Buying a home in Canada as a non-resident: the ban until 2027 and the provincial taxes that stayThe federal foreign buyer ban runs to January 1, 2027 and is under review. Ontario's 25% tax (35% in Toronto), BC's 20% and Nova Scotia's 10% apply regardless. Exemptions and how each is charged.
- Ontario's $130,000 new-home HST rebate: who gets it, when, and howFor agreements signed April 1, 2026 to March 31, 2027, Ontario removes the full 13% HST on new homes up to $1 million. The rules, the phase-out points and how to claim.
- The Underused Housing Tax is gone for 2025 onward. Here is what still appliesNo UHT return or payment is needed for 2025 and later years. Returns for 2022, 2023 and 2024 are still owed, with penalties. Who was affected and what to do now.
Sources
Sources
Every figure on this page comes from one of these primary sources. Data last verified .
- Ontario Ministry of Finance, Calculating land transfer tax
- Ontario Ministry of Finance, Land transfer tax refunds for first-time homebuyers
- City of Toronto, Municipal Land Transfer Tax rates and fees
- City of Toronto, MLTT rebate opportunities
- Government of British Columbia, Property transfer tax
- Government of British Columbia, First time home buyers' exemption amounts
- Government of British Columbia, Newly built home exemption amounts
- Gouvernement du Québec, Droits sur les mutations immobilières
- Ministère des Finances du Québec, Information Bulletin 2026-2 (tax credit for access to homeownership)
- Ville de Montréal, How transfer duties are calculated
- Ville de Québec, Droits de mutation immobilière
- Manitoba Finance, Land transfer tax
- Halifax Regional Municipality, By-law D-200 Deed Transfer Tax
- Nova Scotia, Municipal deed transfer tax rates (July 2026)
- New Brunswick, Real Property Transfer Tax Act
- Prince Edward Island, Real Property Transfer Tax Act
- Newfoundland and Labrador, Registration of Deeds fee schedule
- Alberta Land Titles, fee schedule
- Saskatchewan ISC, Land titles fees (April 2026)
- Yukon, Land titles fees
- Northwest Territories Land Titles Office, fee schedule (2025)
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