Guelph Property Tax Calculator 2026: 1.494% Rate
Guelph's 2026 residential rate is 1.4944% of assessed value, $8,966 a year on a $600,000 assessment. Enter the value from your assessment notice to see your own bill for the year and the month, where Guelph sits among the 42 Ontario cities here, and who sets the value you are taxed on.
How the rate for Guelph is built. Residential (RT) total 1.494407% = city 1.340095% + hospital levy + education 0.153000%. Single-tier city.
| What the bill usually adds or leaves out | |
|---|---|
| Flat charges for water, sewer, garbage or stormwater, where the city bills them separately | not included |
| Local improvement charges and business improvement area levies | not included |
| Provincial or municipal homeowner grants and seniors' deferrals that lower the bill | not included |
| A change in the assessment when the roll is updated or the home is sold | not modelled |
Show the math
Annual tax = assessed value × total residential rate. The rate is the sum of the municipal levy, the provincial or school education levy and any regional, transit or library levy that is charged on value, exactly as the city publishes it for 2026. Cities that publish mill rates (per $1,000) or rates per $100 of assessment are converted to a percentage. The assessed value comes from your province's assessment body, which is not the market value: Ontario still uses January 1, 2016 values, BC uses July 1 of the previous year, Alberta July 1 of the previous year, Quebec a three-year roll. The ranking compares the rates published by the 42 Ontario municipalities in our data, not every municipality in the province.
Property tax in Guelph by assessed value
At the 2026 residential rate of 1.4944%.
| Assessed value | Tax per year | Per month |
|---|---|---|
| $400,000 | $5,978 | $498.14 |
| $600,000 | $8,966 | $747.21 |
| $800,000 | $11,955 | $996.27 |
| $1,000,000 | $14,944 | $1,245.34 |
Who sets the assessed value in Guelph
The value on your notice comes from the Municipal Property Assessment Corporation (MPAC), a four-year cycle that has been postponed since 2020. For 2026 it reflects January 1, 2016. Every Ontario home is still taxed on what it was worth on January 1, 2016. A house bought recently is assessed well below its price, so the tax is a smaller share of market value than the rate suggests. Guelph sets only the rate, when council passes the budget.
How the rate for Guelph is built
Residential (RT) total 1.494407% = city 1.340095% + hospital levy + education 0.153000%. Single-tier city.
How Guelph compares in Ontario
Guelph is 22nd of 42 Ontario cities, in the middle of the range. A $600,000 assessment costs $8,966 a year, against $4,337 in Markham and $13,936 in Chatham-Kent. The rate is closer to the bottom of that range than the top.
| Cities near Guelph's rate | Rank | Rate | Tax on $600,000 |
|---|---|---|---|
| Kitchener | 18 of 42 | 1.406% | $8,436 |
| Clarington | 19 of 42 | 1.419% | $8,515 |
| Waterloo | 20 of 42 | 1.432% | $8,594 |
| Barrie | 21 of 42 | 1.468% | $8,805 |
| Guelph | 22 of 42 | 1.494% | $8,966 |
| Cambridge | 23 of 42 | 1.512% | $9,073 |
| Hamilton | 24 of 42 | 1.557% | $9,343 |
| Kawartha Lakes | 25 of 42 | 1.574% | $9,443 |
| Oshawa | 26 of 42 | 1.575% | $9,452 |
All 42 Ontario cities, ranked, are on the main property tax page and in the calculator above.
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See the main property tax page for how the calculation works and every city in the data, or the mortgage payment calculator to add the tax to a monthly housing cost.
Common questions
Frequently asked questions
- What is the property tax rate in Guelph?
- 1.4944% of assessed value for residential property in 2026, including the education portion. Residential (RT) total 1.494407% = city 1.340095% + hospital levy + education 0.153000%.
- How much is property tax on a $800,000 home in Guelph?
- About $11,955 a year, or $996.27 a month, if $800,000 is the assessed value. If it is the purchase price, use the value on the assessment notice instead. In Ontario that value is set by the Municipal Property Assessment Corporation (MPAC) as of January 1, 2016, which is usually lower.
- Who decides the assessed value of my home in Guelph?
- The Municipal Property Assessment Corporation (MPAC), a four-year cycle that has been postponed since 2020. The 2026 value is based on January 1, 2016. Every Ontario home is still taxed on what it was worth on January 1, 2016. A house bought recently is assessed well below its price, so the tax is a smaller share of market value than the rate suggests. The city sets the rate, not the value, when it passes its budget.
- Is property tax high in Guelph?
- By rate it is the 22nd lowest of the 42 Ontario cities in our data. On a $600,000 assessment the bill is $8,966, between $4,337 in Markham and $13,936 in Chatham-Kent.
Sources
Sources
Every figure on this page comes from one of these primary sources. Data last verified .
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