Kawartha Lakes Property Tax Calculator 2026: 1.574% Rate

Kawartha Lakes's 2026 residential rate is 1.5739% of assessed value, $9,443 a year on a $600,000 assessment. Enter the value from your assessment notice to see your own bill for the year and the month, where Kawartha Lakes sits among the 42 Ontario cities here, and who sets the value you are taxed on.

Kawartha Lakes, 2026 residential rate: 1.5739% of assessed value
$
From your assessment notice or last tax bill, not the purchase price
$
Shows the tax as a share of market value, since assessments lag
Property tax on a $700,000 assessment in Kawartha Lakes$11,017 a yearThat is $918.10 a month, or $1,574 for every $100,000 of assessed value, at the 2026 rate for Kawartha Lakes of 1.5739%. Of the 42 Ontario cities here, Kawartha Lakes has the 25th lowest rate. The same assessment costs $5,060 in Markham and $16,259 in Chatham-Kent.

How the rate for Kawartha Lakes is built. Residential rate for Lindsay (urban, main centre) 1.573877% including education 0.153%.

What the bill usually adds or leaves out
Flat charges for water, sewer, garbage or stormwater, where the city bills them separatelynot included
Local improvement charges and business improvement area leviesnot included
Provincial or municipal homeowner grants and seniors' deferrals that lower the billnot included
A change in the assessment when the roll is updated or the home is soldnot modelled
Show the math

Annual tax = assessed value × total residential rate. The rate is the sum of the municipal levy, the provincial or school education levy and any regional, transit or library levy that is charged on value, exactly as the city publishes it for 2026. Cities that publish mill rates (per $1,000) or rates per $100 of assessment are converted to a percentage. The assessed value comes from your province's assessment body, which is not the market value: Ontario still uses January 1, 2016 values, BC uses July 1 of the previous year, Alberta July 1 of the previous year, Quebec a three-year roll. The ranking compares the rates published by the 42 Ontario municipalities in our data, not every municipality in the province.

Property tax in Kawartha Lakes by assessed value

At the 2026 residential rate of 1.5739%.

Assessed valueTax per yearPer month
$400,000$6,296$524.63
$600,000$9,443$786.94
$800,000$12,591$1,049.25
$1,000,000$15,739$1,311.57

Who sets the assessed value in Kawartha Lakes

The value on your notice comes from the Municipal Property Assessment Corporation (MPAC), a four-year cycle that has been postponed since 2020. For 2026 it reflects January 1, 2016. Every Ontario home is still taxed on what it was worth on January 1, 2016. A house bought recently is assessed well below its price, so the tax is a smaller share of market value than the rate suggests. Kawartha Lakes sets only the rate, when council passes the budget.

How the rate for Kawartha Lakes is built

Residential rate for Lindsay (urban, main centre) 1.573877% including education 0.153%.

How Kawartha Lakes compares in Ontario

Kawartha Lakes is 25th of 42 Ontario cities, in the middle of the range. A $600,000 assessment costs $9,443 a year, against $4,337 in Markham and $13,936 in Chatham-Kent. The rate is closer to the top of that range than the bottom.

Cities near Kawartha Lakes's rateRankRateTax on $600,000
Barrie21 of 421.468%$8,805
Guelph22 of 421.494%$8,966
Cambridge23 of 421.512%$9,073
Hamilton24 of 421.557%$9,343
Kawartha Lakes25 of 421.574%$9,443
Oshawa26 of 421.575%$9,452
Brantford27 of 421.595%$9,571
Kingston28 of 421.605%$9,633
London29 of 421.727%$10,363

All 42 Ontario cities, ranked, are on the main property tax page and in the calculator above.

Run a mortgage or accounting practice in Kawartha Lakes? Put one of our calculators on your site and we will list you on this page at no cost. See how it works.

See the main property tax page for how the calculation works and every city in the data, or the mortgage payment calculator to add the tax to a monthly housing cost.

Common questions

Frequently asked questions

What is the property tax rate in Kawartha Lakes?
1.5739% of assessed value for residential property in 2026, including the education portion. Residential rate for Lindsay (urban, main centre) 1.573877% including education 0.153%.
How much is property tax on a $800,000 home in Kawartha Lakes?
About $12,591 a year, or $1,049.25 a month, if $800,000 is the assessed value. If it is the purchase price, use the value on the assessment notice instead. In Ontario that value is set by the Municipal Property Assessment Corporation (MPAC) as of January 1, 2016, which is usually lower.
Who decides the assessed value of my home in Kawartha Lakes?
The Municipal Property Assessment Corporation (MPAC), a four-year cycle that has been postponed since 2020. The 2026 value is based on January 1, 2016. Every Ontario home is still taxed on what it was worth on January 1, 2016. A house bought recently is assessed well below its price, so the tax is a smaller share of market value than the rate suggests. The city sets the rate, not the value, when it passes its budget.
Is property tax high in Kawartha Lakes?
By rate it is the 25th lowest of the 42 Ontario cities in our data. On a $600,000 assessment the bill is $9,443, between $4,337 in Markham and $13,936 in Chatham-Kent.
Sources

Sources

Every figure on this page comes from one of these primary sources. Data last verified .

  1. City of Kawartha Lakes - 2026 Tax Rates as a Percentage, Including Education (PDF)
  2. MPAC, The assessment cycle
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Data verified for tax year 2026: Updated By Nishant Malik, founder of GlassLayer